Tag Archives: agent no 1 malaysia

Which one should I choose? Why Prudential Medical Card?

There are lots of medical card in the market. Why Prudential best of all?

1. Prudential medical card is guaranteed renewal and non-cancelable. Not all company have this features which they have right to terminate your policy if you are claim too much or you are to risky for the company to insured. With Prudential your will be us forever and not will be canceled.

2. We gives hospital allowance to private hospitals and government hospitals. Eg. RM350 per day. Our competitor only gives hospital allowance if you are admitted in any government hospital. So what the purpose of having medical insurance if you want to be admitted in government hospital right?

3. We have the best private hospitals in Malaysia for you medical treatment.

4. We will gives you bonuses if you didn’t make any claim in a year. Eg, RM500

5. If you are diagnosed with Critical Illness, your premium will be paid by Prudential. No more payment taken from you.  If you pay for your kids insurance, Prudential also paid the premium for them.  No payment but you and family still under coverage by Prudential.

6. Prudential medical card is our product. Handle and manage by us. Our competitor use third party company to manage medical card operation. You know if too many party participant in your claim process, error and delay will happen.

7.Prudential Medical Card have the best and big limit coverage, up to RM1.5 Million.

8. Prudential been in Malaysia since 1924 and trusted by many. Not many company survived from 1924 till today. This shown our financial is strong and able to protect you.

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We have the best private hospital for you. Prudential Policy Insurance Holder

Why Prudential Insurance?  Because we have the best private hospital for you!

KUALA LUMPUR / SELANGOR

KPJ AMPANG PUTERI SPECIALIST HOSPITAL
ASSUNTA HOSPITAL
COLUMBIA ASIA HOSPITAL, PUCHONG
KPJ DAMANSARA SPECIALIST HOSPITAL
GLENEAGLES INTAN MEDICAL CENTRE
PANTAI HOSPITAL AMPANG
KPJ KAJANG SPECIALIST HOSPITAL
KUALA LUMPUR SPORTS MEDICINE CENTRE
PANTAI HOSPITAL CHERAS
PANTAI HOSPITAL KLANG
PANTAI HOSPITAL KUALA LUMPUR
PUSAT PAKAR TAWAKAL
SENTOSA MEDICAL CENTRE
SRI KOTA MEDICAL CENTRE
SIME DARBY MEDICAL CENTRE SUBANG JAYA
SUNWAY MEDICAL CENTRE
TUNG SHIN HOSPITAL

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Benefits of PRUHealth Medical Card Plan

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COMPREHENSIVE coverage for hospitalisation and surgery bills

PRUhealth is a plan that provides COMPREHENSIVE medical coverage by reimbursing
your major medical expenses incurred in the event of hospitalisation, surgery or outpatient
treatment. Get peace of mind when you need it the most!

Enjoy NO CLAIMS BONUS

An innovative medical plan that rewards you with annual bonuses1 of up to RM500 when
you do not make any claim for the year. Your bonuses will automatically be credited in
the form of additional units to be invested into funds of your choice, thus increasing your
investment value, or to be withdrawn+ should you have the need to.

An option to WAIVE the annual claims limit

Worried that your medical bills might surpass your annual limit? You are now given the
flexibility to waive the annual limit of your plan by attaching an optional PRUannual
limit waiver rider2 to your PRUhealth plan which enables you to make claims above your
annual limit.


CHOICE OF PLANS to suit your budget

From as low as RM100 a month, you can choose from 5 different PRUhealth plans to suit
your lifestyle and needs.

Coverage of up to age 100

PRUhealth gives you the choice of protection through all stages in life by covering your
medical bills even up to age 100!

To get the brochure please request the brochure at the comment section ? Leave a Comment

Set your own budget for medical card. PRUhealth Malaysia

Do you want to have medical card? How much the price?

How about you set the price?

Email me as follow

1. Full Name

2. Date of Birth

3. Gender

4. Smoking or not

5. Monthly budget for medical card *minimum for adult is RM100

Then, I will reply your email with details benefits you will received. Email me at firdausprudential@yahoo.com now!

Why I need life insurance? Prudential Malaysia Insurance

Hi,

You can find the answer out there, why do you need life insurance. Me as insurance agent, I want to share, why I need life insurance.

1. Income protection for my family

Im still young and just get married January 2009. Saving in the bank is not much as most of them goes into my wedding expenses. My wife is working too. Our salary every month is just enough for bills, expenses and minor savings. Our fragile financial situation will be worst if Im leaving this world. My wife will be suffered from the monthly expenses and bills. And even worst, if we have kids later.

I took Prudential Insurance plan with 100K Sum Assured, which will compensate my wife if death happen to me.

How much Sum Assured enough for you? Take how much your salary and times by 24 months (minimum)

2. Force savings and investment fund

With life insurance plan which is Investment Link. Im not just paying for the insurance. I do my own savings with the plan.Saving is a discipline matter.  With insurance plan, I can discipline myself to save every month.

Im paying RM200 per month for Prulink Assurance Plan which I will be having total savings of RM65K upon age 55.  Pretty good right? This is additional money for my retirement 🙂

2. Medical Card

As insurance agent, I know well about the cost of medical treatment in Malaysia private hospital.

Dengue for 14 days admission will cost your RM10,000. Minor sinus operation RM6000. H1N1 for 3 days admission will cost your RM2500. Bypass artery operation cost you RM90,000!

I cant afford all the medical bills above and if i have the money, i will use if for my medical bills and left nothing for my retirement later as I cant do savings.

With PRUlink Assurance Plan,  I have PRUhealth Medical Card and PRUhealth pays for the medical bills. My investment every month safe there and protected.

It is a very good plan, your money still there and the medical bills been paid.

Critical Illness Income

I work to do sales everyday, which mean i need to stay healthy and able to travel around Malaysia. But, what happen to me when Im critically ill? I need to support my family. With PRUlink Assurance Plan, I choose to have critical illness income if Im critically ill.

I wish I’m not critically ill, but when it happen I don’t want the condition become worst as I cant do work anymore.

Get Prudential Malaysia Medical Card today! As low RM100 per month

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Get Prudential Malaysia Medical Card today! As low RM100 per month

To get the brochure please request the brochure at the comment section ? Leave a Comment

No claim? We Reward you with bonus! Pruhealth Medical Plan. Prudential Insurance.

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PruHealth Medical Plan . No Claim Bonus (NCB)

If you are healthy throughout the year and never made any claim, you are entitle for a bonus.

The bonus not given to you in cash. The bonus will channel into your investment account.

Why Prudential do that?

Simple explanation is, when any bonuses automatically rewarded to your account… 100% sure that you will spending the bonus…

But when the bonus inserted to the investment account… the amount of bonus will grow because it is invested..

You may withdraw the money from the investment account but you will withdraw it when you really need it..
or you see good profit growth in your investment and you decide to withdraw.

If you never made any claim , for example 10 years, every year you will be getting RM300 bonus.(PHL200 Plan)

10 years = RM3000
in investment account… the RM300 received yearly will be grow and accumulated every year…
thus your bonus is far more greater than Prudential given you actually..

It is up to you to withdraw the bonus or not. But if Prudential automatically credit bonus to your bank account. We know you will spending it and never invest it

Let me throw a questions here.

Every year you made claim from your medical card? From 5 years.. only just 1 year you made claim?

Specially for medical card for kids. We subscribe for medical insurance for our kids for their protection and investment for future education.
From statistics, kids rarely claim for medical card because they stay healthy.

If you sign up from age 1 and never made any claim till age 18 years :

Pruhealth Plan 200 the NCB is RM300 per year.

RM300 x 18 = RM5400.

It is not going to be just RM5400. The amount will grow maybe around RM8000 because the bonus invested.

You are getting RM8000 for free and plus your own investment for your kids for example RM15K

Upon 18years old, you want to withdraw it there are around RM23K there for your kids.

Your medical card never gives any reward if no claim made? Switch to PRUHealth today!

What does Prudential Malaysia Medical Card look like? (PruHealth Malaysia)

Below is the picture for Prudential Malaysia Medical Card under PruHealth Plan.

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Front of the card , printed policy holder name and policy number.

*Date on the Medical Card is on 9/9/09 🙂

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Back of the printed in big font for International SOS Hotline 24hours 603- 2711 9599.

Right side, printed hospital admission procedure for panel and non-panel.

Bottom, printed Prudential Customer Care service, for any inquires related to your insurance policy.

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PruHealth Malaysia Complete Guide . Brochure in 3 Languages

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PruHealth Malaysia. Complete Guide. Brochure in 3 Languages. Bahasa Malaysia, English and Mandarin.

Read and understand.

Then you will know why Prudential PruHealth is the best medical card plan in Malaysia.

Not yet having medical card ? Contact me now.

To get the brochure please request the brochure at the comment section ? Leave a Comment

Important Notes about PruHealth Malaysia

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Important Notes about PruHealth Malaysia

  • You must inform Prudential of any change in your occupation, avocation or sports
    activities because it may affect the premiums, terms, conditions and benefits.
  • PRUhealth is guaranteed renewable
  • Coverage to expiry age is subject to sufficient unit deductions for insurance
    charges and service charges
  • You are advised to ensure that this plan will best serve your needs and that the
    premium payable under the policy is an amount you can afford
  • There is a free-look period of 15 days after the delivery of your policy to allow you
    to review it if it meets your needs. If you return your policy, the premium will be
    refunded subject to deduction of any expenses incurred for medical examination